为符合最新保险法规要求，现于保单规章、利益保障条款、保单标准说明、产品小册子/产品资料及其他保单相关函件中所使用的保险词彙，在没有改变原有含义的情况下，将被新的标准化行业词彙取代，有关改变不会对您的保单构成任何影响。详情可参阅下表有关变更的摘要。

保险产品种类Type of insurance product

现用词彙 (如适用)Terminology currently in used

(if applicable)

标准化词彙Standardized terminology

所有All

保单期满Maturity

保单满期Policy Maturity

期满/期末利益Maturity Benefit

期满利益Maturity Benefit

保险金额/寿险保额/投保金额/面值Face Amount / Coverage

保额Sum Assured

行政管理费Administrative Charges / Management Charge

保费费用Premium charge

提早赎回费/提款手赎费Surrender charge

退保费用Surrender charge

分期领款/利是钱/保证特别奖赏/教育基金Coupon Payment/Lucky Money/Guaranteed Special Bonus/Education Fund

可支取现金Cash Coupons

年金/特别年金Special Annuity Payment

保证年金金额Guaranteed Annuity Payment

满期保险金额/满期金额/期满价值/满期保障/退休金Policy Maturity Benefit

保单期满利益Policy Maturity Benefit

身故保险金/身故赔偿金/赔付金额/身故保障Death Benefit

身故赔偿Death Benefit

非保证保障奖赏Terminal Dividend

终期红利Terminal Dividend

缴费期Premium payment term

保费供款年期Premium payment term

非万用寿险Non-universal Life Insurance

保单户口内In your Policy Account

保单内In your Policy / Policy value

万用寿险Universal Life Insurance

保单价值/累积价值/帐户价值Policy Value / Accumulation Value / Accumulated Value

户口价值Account Value

利率/给付利率/息率/存入利率/存入年利率Interest rate / Crediting Interest / Projected Crediting Rate

派息率Crediting Interest Rate

退保费用Withdrawal charge

退保费用Surrender Charge

有关词彙的详细解释，请参阅保单规章及/或利益保障条款。